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“How not to spend more than your salary!”

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Spending more than your salary??? Well, it’s a common case these days, especially for bachelors living away from their hometown. The major portion of the monthly income wipes out in the first week of getting the salary. House rent, utility bills, maid and groceries are the major part of the monthly expenses. Let’s take a case of a common guy Ashish and see how he manages his expenses.

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Financial Maturity – “I know What I am doing”

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Very less has been written on this topic so far now. Also, the definition will be subjective once you hear the term “financial maturity”. Everyone will have their own version and it’s okay. In reality, financial maturity means, “I know What I am doing with my Money”. There is enough attitude in those lines, which revolves around a person’s financial life. Sadly, we are over-confident and we don’t know what we are doing with our money. Do not make a mistake to compare the financial maturity with frugality, both of them are different. A person who understands how his decision affects his personal finance is Financially mature. He might spend money on expensive laptops or business class flights, furthermore, she might not spend money on lavishness and only shell out money out of her purse whenever deemed necessary. It’s hard to understand this, but the person in charge will be the best person to know his/her circumstances and take the call accordingly. Read More


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Education loan and a story

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So you have cleared your high school/ junior college and now looking forward to joining a college for the undergraduate program. It might be a new city for you, living out of your hometown, far from friends and into a very competitive environment. Before you make the choice of institution, where you’ll be spending some of your bright and unforgettable time, you need to take a call if it’s affordable or not.Read More


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